SBI Home Loans List of Documents
DOCUMENTS (APPLICABLE TO ALL):
- Application form duly filled by the borrower, Co-borrowers
(if applicable) and submitted along with 3 photographs each.
- Proof of identity (Photocopies of PAN/Passport/Driver’s License, Voter ID card)
- Proof of Residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
- Last 6 months Bank A/c Statements for all bank accounts held by the applicant/s.
- If any previous loan (from other bank/FI), then Loan A/c Statement for the last 1 year.
- Signature identification from present bankers.
- Personal asset liability statement in the Bank’s standard format. (Along with supporting documents)
- Property Documents Copies
For Salaried Employees:
1) Salary slips for the last 3 months.
2) Form 16 with Traces (Part A & Part B) and IT Returns for the last 2 years.
3) Employer Certificate/Appointment letter/Increment letter.
4) Copy of Employee ID Card
5)Bank A/c Statement of salary account for last 6 months
FOR SELF EMPLOYED/PROFESSIONALS:
- Photocopies of IT Returns/Assessment orders for the last 3 years.
- Photocopies of challans evidencing payment of Advance Income Tax.
- Balance sheet and Profit and Loss A/c for the last three years (Certified true copy)
- Proof of business address.
- Business proof (Registration Certificate of establishment, Gumasta /Trade license, Sales Tax Registration, etc.) Proof of ownership.
- A photocopy of Certificate of Practice (if applicable).
- A photocopy of Registration Certificate for deduction of Profession Tax (if applicable).
- TDS Certificate (Form 16A, if applicable)
Legal Valuation Charges Applicable depending on Case to Case based on Property Location , APF status and Case Value.
Legal Varies between Rs 2300-Rs6800
Valuation Varies between RS. 1500 to RS.3000
|Charges For legal & valuation|
|Location||Gurgaon, Noida & Faridabad property|
|1)||Legal Fee (If Not Registry)-Rs-2810/-|
|2)||Legal Fee (If Registered)-Rs-4514/-|
|1)||Loan Amount upto 50lacs-Rs.4758/-|
|2)||Loan Amount 50 to 100lacs -Rs.8296/-|
|3)||Loan Amount above 1.00cr Rs-10126/-|
|4)||Valuation Charges. Rs.-1710/-|
|1)||Legal Fee (If Not Registered)-Rs-3710/-|
|2)||Legal Fee (If Registered)-Rs-5906/-|
|3)||Valuation Charges -Rs.2850/-|