SBI DOCUMENTS LIST

 

SBI Home Loans List of Documents

DOCUMENTS (APPLICABLE TO ALL):

  1. Application form duly filled by the borrower, Co-borrowers

(if applicable) and submitted along with 3 photographs each.

  1. Proof of identity (Photocopies of PAN/Passport/Driver’s License, Voter ID card)
  2. Proof of Residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  3. Last 6 months Bank A/c Statements for all bank accounts held by the applicant/s.
  4. If any previous loan (from other bank/FI), then Loan A/c Statement for the last 1 year.
  5. Signature identification from present bankers.
  6. Personal asset liability statement in the Bank’s standard format. (Along with supporting documents)
  7. Property Documents Copies

For Salaried Employees:

1) Salary slips for the last 3 months.

2) Form 16 with Traces (Part A & Part B) and IT Returns for the last 2 years.

3) Employer Certificate/Appointment letter/Increment letter.

4) Copy of Employee ID Card

5)Bank A/c Statement of salary account for last 6 months

FOR SELF EMPLOYED/PROFESSIONALS:

  1. Photocopies of IT Returns/Assessment orders for the last 3 years.
  2. Photocopies of challans evidencing payment of Advance Income Tax.
  3. Balance sheet and Profit and Loss A/c for the last three years (Certified true copy)
  4. Proof of business address.
  5. Business proof (Registration Certificate of establishment, Gumasta /Trade license, Sales Tax Registration, etc.) Proof of ownership.
  6. A photocopy of Certificate of Practice (if applicable).
  7. A photocopy of Registration Certificate for deduction of Profession Tax (if applicable).
  8. TDS Certificate (Form 16A, if applicable)

Legal Valuation Charges Applicable  depending on Case to Case based on Property Location , APF status and Case Value.

Legal Varies between Rs 2300-Rs6800

Valuation Varies between RS. 1500 to RS.3000

 

Charges For legal & valuation
Location Gurgaon, Noida & Faridabad property
1) Legal Fee (If Not Registry)-Rs-2810/-
2) Legal Fee (If Registered)-Rs-4514/-
3) Valuation Charges-Rs-1710/-
Location Delhi
1) Loan Amount upto 50lacs-Rs.4758/-
2) Loan Amount 50 to 100lacs -Rs.8296/-
3) Loan Amount above 1.00cr Rs-10126/-
4) Valuation Charges. Rs.-1710/-
Location Bhiwadi Property
1) Legal Fee (If Not Registered)-Rs-3710/-
2) Legal Fee (If Registered)-Rs-5906/-
3) Valuation Charges -Rs.2850/-